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Contact
About
About Us
Mortgage Qualification
Approval Process
Current Interest Rates
Mortgages 101
Home Buying Process
Land Development
Blog
Comm-Key Charity
Commercial Finance
Refer Us
Life Insurance
Privacy Policy
I Want to Buy
How to Buy a House
First-time Buyer
Repeat Buyer
With Rental Suite
Fixer-Upper
Income Property
Vacant Lot / Raw Land
Land Development
New Construction
Acreage
Home for kids
Vacation/Cottage
Refinance
Renew/Refinance
Early Renewal
Readvanceable HELOC
Home Improvement Loan
Energy Upgrade Loan
Divorce Buyout
Debt Consolidation
Readvanceable HELOC
Borrowing on Home Equity
Debt Calculator
Need Money
Lower My Payments
Probate Mortgage
Reverse Mortgage
Tax Deductible Mortgage
Property FAQs
Homes in Town/City
Rural Homes
Acreages
Raw Land/Vacant Lots
Land Development
Rental Properties
Condominiums
Manufactured Homes
Cottage/Second Home
Green Home
Can You Qualify?
How to Qualify?
Approval Process
Broker or a Bank?
New to Canada
Self-Employed
Resident Doctors
Private Lending
Personal Loans
No Down Payment
Vendor-Financing
Mortgage Calculators
Troubleshooting
Credit
Income
Down Payment
Let's Get Started
Contact
Richards Mortgage Group Articles
A wealth of information for anyone looking to apply for a mortgage to purchase or refinance a property. Subscribe to get updates.
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Mortgage Loan Amount
Contract Term & Payout Penalties
Mortgage Glossary
Secured Credit Cards
Home Buyers’ Plan
How to Improve Your Credit Rating
About Mortgage Default Insurance
Mortgages for Self-Employed
Early Mortgage Renewal / Refinance
Mortgage Amortization Period
Collateral vs Standard Charge Mortgages
How to Kick-start your BRRRR real estate investment strategy in Canada
Financing Home Renovations in Canada: A Comprehensive Guide
Mortgage Preparations when Immigrating or Relocating to Canada
Managing Your Next Mortgage Renewal in a Higher Interest Rate Environment
Some exemptions to Canada's two-year ban on Non-Canadian purchases of Residential Real Estate
Use your pre-sale condo purchase equity as your mortgage down payment
I thought I was already pre-approved for a mortgage!
To sell the house, or turn it into a rental, that is the question?
Mortgages & Pre-Retirement Planning
Get a Mortgage for Vacant Land at a Great Rate!
6 Reasons Why the Best Mortgage For You Might Not Be the One With the Lowest Rate
How to Get Pre-Approved for a Mortgage
Your Home Buying Team - Who they are & what they do
Understanding Conditions of Financing - The Dos & Don'ts
Using Foreign-Earned Income to Purchase a Home in Canada
How to Reduce Debt to Get a House - Understanding Debt Service Ratios
More About Mortgage Broker vs Bank
Can I use my RRSP to buy a home?
Out of Sight - Out of Mind: How to Save for a House Down Payment
How does a Consumer Proposal affect getting a mortgage?
Can a Resident Doctor Get a Mortgage in Canada?
How to Access Your Credit Report
What's the Best Mortgage Rate?
How to Avoid CMHC Fees (or Should I Care)?
Mortgage your Inheritance? Probate & FAQs
The Best Canadian Cities to Invest In?
Is there such thing as a Zero-Down Mortgage?
Canadian Mortgage Qualification Rules Change ... Again
Does the Bank of Canada set Mortgage Interest Rates?
Get the Horse Before the Cart - Why a Pre-Approval Should Be the First Step for Buyers
Mortgage Down Payment in Canada? It Depends....
I'm be better off in my own home, thank-you.
Not what you expected? Mortgages for Self Employed and those Earning Tip Income
How to Save Money at Mortgage Renewal Time
How to Finance Home Renovations
Term of a Mortgage Contract – Does it Matter?
How to Choose a Home Inspector
A Changing Mortgage Lending Landscape
CANADIAN MORTGAGE QUALIFICATION CHANGES - OCT 2016
Mortgage for Flipping Houses in Canada
Mortgage and Buying a Property in Mexico
My first home was in a mobile home park...
How to Get a Mortgage for an Acreage
Building Your Dream Home - New Construction Mortgages
Canadian Mortgage Options for Buying Foreign Property
Stop Paying Rent - Buy a Home with a Rental Suite Instead
Divorce and Keeping the House
Smith Maneuver and a Tax Deductible Mortgage
Mortgage Broker or Bank - Does it Matter?
How to Finance Home Improvements
5 Steps on How to Buy a House in Canada
What are permitted Down Payment Sources for a Mortgage in Canada?
Understanding a Debt Consolidation Mortgage
Fix My Credit with the Credit Reporting Act
5 Cash Crunch Considerations for Self Employed Mortgage Holders
Can You Get a Mortgage with Unpaid Income Taxes?
Buying your first house? 5 Golden Rules for Getting a Mortgage
About Down Payment
Mortgage FAQs
Mortgage Payment Parts: Interest vs. Principal
Down Payment Assistance Programs
Retail energy contracts for first time home buyers (and renters)
Short-term mortgage vs. longer-term mortgage - which one?
Can I Get a Mortgage? - Down Payment Ideas
What Are the Down Payment Requirements for an Alberta Mortgage?
Scanning Documents for Your Mortgage Broker the E-Z Way
Money can't buy you happiness, but it sure helps to get a mortgage!
Mortgage-Break Penalties Don't Need to Be So Complicated!
How to Get a Mortgage: How Much House Can You Afford?
Understanding Your Credit Rating So That You Can Get a Mortgage
Can I Get a Mortgage? Can You Save a Down Payment?
Selecting a Canadian Mortgage Broker or Bank in Canada: Which is Right For You?
Tax Credits for First Time Home Buyers
Rule Changes for the Self Employed Mortgage (2013)
First Time Home Buyer - RRSP Down Payment Made Easy
Closing and Other Costs for First Time Home Buyers
How to Prepare for Financial Uncertainty
Mortgage Amortization – First Time Homebuyer Overview
Choosing a Home Inspector for First Time Home Buyers
Ready to be a Homeowner, or is Renting still right for You?
How to Fast Track the Home Buying Process!
"Stated Income" for Mortgage Purposes Might be on Endangered List
So you want to buy a vehicle **and** a house - which first?
Improve My Credit Score: What Makes Up My Score Anyway?
Important mortgage features for first time home buyers
Building Your Credit Rating so You can Buy a House
How first time home buyers can improve their credit score fast!
Can I get a mortgage after bankruptcy?
What kinds of Income can I use to qualify for a mortgage?
Employment Requirements to Get a Mortgage
How do I repair my credit so that I can buy a house?
Cash back from the builder/vendor – can I do that?
Is the purchase price important?
Stated-income mortgages now require 10% down payment
Impact of new CMHC mortgage qualification rules
How Much Can I Afford in a Rent-to-Own House?
Rent-to-Own Frequently Asked Questions
What if I have very bad or no credit?
Value of full-time permanent employment
7% Rule: Minimize Consumer Debts to Qualify for a Bigger House
Multiple Bankruptcy – Is there Mortgage Hope?
Raising the minimum down payment?? Federal Finance Minister
What is a Debt Service Ratio?
What’s a down payment?
Damaged Credit – Can You Buy a Home?
How Much Can You Afford – Is Your Debt Load too High?
First-Time Home Buyer 's Tax Credit (HBCT)
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