--- title: Let's Get Started Cochrane Mortgage description: A mortgage Pre-Assessment is a consultation to see if you can get a mortgage in Canada. A Pre-Approval is more in-depth review before you make a house offer. An Approval is once you have a property. --- [![Richards-Mortgage-Group-LOGO](https://www.richardsmortgagegroup.ca/hs-fs/file-2071180059-png/RMG-img/RMG-HomePage/Richards-Mortgage-Group-LOGO.png?width=350&name=Richards-Mortgage-Group-LOGO.png)](https://115190.hs-sites.com/richards-mortgage-group-home) [![facebook](https://www.richardsmortgagegroup.ca/hs-fs/file-2070806601-png/RMG-img/RMG-HomePage/fb.png)](https://www.facebook.com/richardsmortgagegroup)[![twitter](https://www.richardsmortgagegroup.ca/hs-fs/file-2071180019-png/RMG-img/RMG-HomePage/tw.png)](https://twitter.com/MortgageIntell)[![google plus](https://www.richardsmortgagegroup.ca/hs-fs/file-2070806606-png/RMG-img/RMG-HomePage/gp.png)](https://plus.google.com/+RichardsMortgageGroupCanada/about)[![linkedin](https://www.richardsmortgagegroup.ca/hs-fs/hub/115190/file-2070806596-png/RMG-img/RMG-HomePage/li.png)](https://ca.linkedin.com/in/richardsmortgagegroup)[![LET’S TALK](https://no-cache.hubspot.com/cta/default/115190/e82b3a4f-447a-4c33-b6c9-d1f754bc1167.png)](https://cta-redirect.hubspot.com/cta/redirect/115190/e82b3a4f-447a-4c33-b6c9-d1f754bc1167)               # Let's Get Started! ### If you're ready to take the next step towards a getting a mortgage approval, take that step here! It's as easy as 1-2-3. What would you like to do next? ## [![Mortgage Pre-Assessment Start Here](https://www.richardsmortgagegroup.ca/hs-fs/file-2134957245-jpg/RMG-img/RMG-About/buyers.jpg?width=342&name=buyers.jpg "Mortgage Pre-Assessment Start Here")](https://www.richardsmortgagegroup.ca/client-questionnaire) ## 1. MORTGAGE PRE-     ASSESSMENT Free consultation, learn what it takes to get a mortgage, what you can afford to buy, approximate monthly payments, and what documents you'd need to produce for an approval. In 10 minutes, you'll know exactly where you stand and what to do next! [![learn-more](https://www.richardsmortgagegroup.ca/hs-fs/file-2133857162-png/RMG-img/RMG-HomePage/learn-more.png)](https://www.richardsmortgagegroup.ca/client-questionnaire) ## [![Mortgage Pre-Approval Start Here](https://www.richardsmortgagegroup.ca/hs-fs/file-2134957255-jpg/RMG-img/RMG-About/sellers.jpg?width=342&name=sellers.jpg "Mortgage Pre-Approval Start Here")](https://www.richardsmortgagegroup.ca/client-questionnaire) ## 2. MORTGAGE PRE-     APPROVAL  If you are ready to start a property search, it's time for a formal mortgage application, credit report review and for us to see your available support documents to make sure there will be no surprises when the time comes to make an purchase offer. Ask for a rate-hold, too, and protect yourself from rate increases! [![learn-more](https://www.richardsmortgagegroup.ca/hs-fs/file-2133857162-png/RMG-img/RMG-HomePage/learn-more.png)](https://www.richardsmortgagegroup.ca/client-questionnaire) ## [![Mortgage Approval Start Here](https://www.richardsmortgagegroup.ca/hs-fs/file-2170755911-jpg/RMG-img/RMG-About/realtors1.jpg?width=342&name=realtors1.jpg "Mortgage Approval Start Here")](https://www.richardsmortgagegroup.ca/apply-now-for-a-mortgage) ## 3. MORTGAGE APPROVAL If you've made an offer to buy a property, or you want to renew your mortgage on an existing property, it's time to "go live" with a mortgage approval. Let us do the leg work and find you a great deal from dozens of lenders competing for your business.  [![learn-more](https://www.richardsmortgagegroup.ca/hs-fs/file-2133857162-png/RMG-img/RMG-HomePage/learn-more.png)](https://www.richardsmortgagegroup.ca/apply-now-for-a-mortgage) View Our Current Mortgage Rates [![CURRENT MORTGAGE RATES](https://no-cache.hubspot.com/cta/default/115190/11e7ad43-d0a1-499d-8592-d1249a04dcf8.png)](https://cta-redirect.hubspot.com/cta/redirect/115190/11e7ad43-d0a1-499d-8592-d1249a04dcf8) [![APPLY NOW](https://no-cache.hubspot.com/cta/default/115190/772d8183-aae7-4e72-a49f-0c57be1f0923.png)](https://cta-redirect.hubspot.com/cta/redirect/115190/772d8183-aae7-4e72-a49f-0c57be1f0923) Contact Us Richards Mortgage Group 73 Riverview Circle Cochrane, AB T4C1K3 T: 587.774.6290 TF: 1.888.540.1715 Fax: 587.315.6117 [Contact Us](https://www.richardsmortgagegroup.ca/contact) Connect With Us [![facebook](https://www.richardsmortgagegroup.ca/hs-fs/file-2079671164-png/RMG-img/RMG-HomePage/footer-fb.png)](https://www.facebook.com/richardsmortgagegroup)[![twitter](https://www.richardsmortgagegroup.ca/hs-fs/file-2079671174-png/RMG-img/RMG-HomePage/footer-tw.png)](https://twitter.com/mortgageintell)[![google plus](https://www.richardsmortgagegroup.ca/hs-fs/file-2079165796-png/RMG-img/RMG-HomePage/footer-gp.png)](https://plus.google.com/+RichardsMortgageGroupCanada/about)[![linkedin](https://www.richardsmortgagegroup.ca/hs-fs/hub/115190/file-2079671169-png/RMG-img/RMG-HomePage/footer-li.png)](https://ca.linkedin.com/in/richardsmortgagegroup) Recent Blog Posts ### Recent Posts Brokerage Head Office [![Quantus Mortgage Solutions](https://www.richardsmortgagegroup.ca/hs-fs/file-2188912383-png/RMG-img/RMG-HomePage/Quantus-transparent-2.png?width=169&name=Quantus-transparent-2.png "Quantus Mortgage Solutions")](http://www.qmortgage.ca/) 6025 12 St SE, Suite 235 Calgary, AB  T2H2K1 403.238.3111 Canada [Privacy Policy](https://115190.hs-sites.com/privacy-policy)