As it relates to mortgages, credit can often take the longest time to fix if there are problems, so accessing your report to make sure all is in order is a definite first step if you are thinking about a mortgage any time soon. Here's how...

In Canada, a 5-year mortgage contract term is very common. But is it still the best choice? While it used to be the easiest term to qualify for, especially for first time buyers, that all changed on Oct 17, 2016 when the Government changed the rules again. When applying for a mortgage, it is important to think about contact term and how to reduce the size of mortgage payout penalties if you have to break your term early.

Dividing the Family Home and Mortgage During Separation & Divorce

Divorce is seldom a pleasant topic. Stress is an understatement. Irrational behavior is common. If you had experience with relationship breakdowns, things might go a whole lot easier, but separation and divorce is not something one gets a lot of practice at.  

As it relates to housing and mortgages, you can navigate through the mess and position yourself for a brighter future, just don't make any critical mistakes.