
As it relates to mortgages, credit can often take the longest time to fix if there are problems, so accessing your report to make sure all is in order is a definite first step if you are thinking about a mortgage any time soon. Here's how...
Posted by Chris Richards on Apr 3, 2019 1:55:01 PM
As it relates to mortgages, credit can often take the longest time to fix if there are problems, so accessing your report to make sure all is in order is a definite first step if you are thinking about a mortgage any time soon. Here's how...
Posted by Chris Richards on Jul 23, 2015 8:40:00 AM
Divorce is seldom a pleasant topic. Stress is an understatement. Irrational behavior is common. If you had experience with relationship breakdowns, things might go a whole lot easier, but separation and divorce is not something one gets a lot of practice at.
As it relates to housing and mortgages, you can navigate through the mess and position yourself for a brighter future, just don't make any critical mistakes.
Posted by Chris Richards on Apr 15, 2015 4:22:00 PM
Last updated: May 2019
One of the mortgage clients I am working with right now has a Telus Mobility collection that is preventing her from getting a mortgage approval. The hard to swallow part is it looks like Telus Mobility and their collection agency may have broken the law, yet my client is the one to straighten up the mess!
As you are likely aware, your ability to get a mortgage, loan or credit card depends on having a good (enough) credit repayment history in your credit report. As a mortgage broker, I have seen a lot of credit reports and I have seen a lot of reporting errors and damaged credit scores. Luckily, and with some effort, errors can be corrected and your credit score will improve dramatically. To make these fixes, however, you need to understand the rules and how to approach resolving the problem. Interested? Read on ...
Posted by Chris Richards on Apr 9, 2015 2:32:00 PM
Last updated: May 2019
One of the things I like about being a mortgage broker is a real opportunity to help people out when life throws them a curve ball. Recently my phone rang from a self-employed mortgage holder, a couple trying to get some options as they had fallen behind on their mortgage payments, not to mention numerous other credit cards and, bills.
Posted by Chris Richards on Jul 22, 2013 8:32:00 PM
To qualify for a mortgage loan, your credit history doesn’t have to be spotless, but your history must clearly show your willingness to manage and pay your debts.
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Our Richards Mortgage Group blog is a wealth of information for anyone looking to apply for a mortgage to purchase or refinance a property. Browse through the articles and find the topics that are most useful to you in your home mortgage information search. Find out if You Can Get a Mortgage here.
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