Mortgage planning that unlocks the power of home ownership.

Follow our proven 3-step mortgage process: Discovery, Pre-Qualification, Approval

Get Started

Discover your options

Get approved

Move forward with confidence

We help Canadians get the most out of their mortgages, now and into the future.

Why use a mortgage broker?

As mortgage brokers we have access to a wide range of lenders and can tailor a mortgage solution that suits your needs. We work to ensure that your mortgage benefits your bottom line, not your bank’s. 

What is the best mortgage for me?

Not all mortgages are equal and there isn't a one size fits all solution. Different policies and fine print can cost or save you thousands of dollars and qualification criteria can vary from lender to lender. We help you navigate the nuances of qualification and get to YES while saving time, stress, and money.

How much will this cost?

In most cases it costs you nothing to work with us as we typically get paid directly by whichever lender funds your loan. Rather than costing you money, our job is to save you money and help you be mortgage-free faster. (If we have to charge a fee, we'll disclose that upfront.)

Good things happen when planning and opportunity meet. Make the most of the options available to you and move towards your goals with confidence.

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As licensed mortgage brokers, our job is to look after your best interests and guide you to make informed decisions. We believe in clear communication, straightforward advice, and forward-looking approach to mortgage (and life) planning.  

  • Licensed with Quantus Mortgage Solutions

  • CMP 2022 & 2023 Regional Mortgage Brokerage of the year

  • QMS 2023 Lender’s Choice Award

  • Chris, on the left, has been helping Canadians get mortgages since 2008; Joel, on the right, since 2020.

Our 3 step mortgage approval process

1

Discovery

It starts with a conversation where we get to know you, your real estate goals, and your financial situation. From there we can determine options and customize a plan.

2

Pre-Qualification

We gather necessary documentation, identify target lenders, and give you the go-ahead to move forward with your plans.

3

Approval

We submit your mortgage application for approval, manage lender requests, and keep you well informed to ensure a smooth approval and funding process.

“My husband and I have used Chris and Joel multiple times to facilitate the home buying process and will continue to do so on any future purchases. They go above and beyond in providing guidance and support - always taking time to check in and ensure things are going smoothly. They're knowledgeable, reliable, and have outstanding communication skills. I would recommend them in a heartbeat, both Chris and Joel are excellent at what they do!” 

 

- Moira W

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The hallmark of our service, is our methodical 7-step mortgage approval process.

To get started with a basic question, you are welcome to contact us below.

For a specific situation, you will probably need (and we are happy to provide) a complimentary assessment. To get started with that, please take a moment to complete a client profile. This will provide us with the necessary information and context to get back to you with your options and next steps.

Unlock the power of home ownership. Request a Discovery Call, now!

Our Team

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      Contact Us

      Richards Mortgage Group
      73 Riverview Circle
      Cochrane, AB T4C1K3
      Canada

      T: 587.774.6290
      TF: 1.888.540.1715
      Fax: 587.315.6117
      Email: inquiry@ richardsmortgagegroup.ca

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              Brokerage Head Office

              Quantus Mortgage Solutions
              5053 11 St SE
              Calgary, AB T2H1M7
              Canada

              T: 403.238.3111

               

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                  Richards Mortgage Group
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