---
title: "FREE Guide: Understanding Your Credit Report"
description: Treat your credit score with respect, especially if you want a mortgage. This guide will let you know how.
---

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# **Understanding Your Credit Report and Credit Score - Free Guide**

**![Improve Your Credit for Mortgage](https://www.richardsmortgagegroup.ca/hs-fs/hub/115190/file-2610987997-jpg/RMG-img/Guide-images/FCAC-UnderstandingYourCredit.jpg?width=483&name=FCAC-UnderstandingYourCredit.jpg "Improve Your Credit for Mortgage")Overview:** If you have ever taken out a loan, used a credit card or taken advantage of a "buy now, pay later" offer, you will have a credit history. Inside this report you will learn:

- How your credit history is created and recorded
- How to read your credit report with examples from Equifax and TransUnion
- Insights into your credit score and the factors that influence it
- How to check your credit report and your credit score
- How to build or improve your credit history

One of the best pieces of advice anyone can receive well in advance of getting a mortgage is the importance of your credit score and how to treat it with the utmost respect.  This excellent report is truely a great resource.

Complete the form and you will be taken to a page where you can dowload your free guide.

Get Your Free Guide Here

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