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Mortgage Renewal

When your mortgage is up for renewal or you need to make some changes, learn your options here.

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Lower My Payments

What was once an easy mortgage payment, may turn out to be less affordable as life unfolds. Learn more about reducing your mortgage payment.

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Need Money

You have a number of options to access the accumulated equity in your home as a source of financing before the end of your current mortgage term.

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Debt Consolidation

Learn if you can pay off non-mortgage (consumer) debt faster using home equity.

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Home Improvement

Smart renovations not only improve the utility and value of your property, they can also protect the value. Learn how to access cash for the equity you create!

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Energy Upgrades

Whether you are interested in slashing energy and water bills or are simply motivated by a greener planet, there are policy and financing initiatives available to help you achieve those goals.

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Divorce Buyout

Learn how how divorce or relationship breakdown impacts your existing mortgage and your ability to get a mortgage in the future, and your mortgage options.

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Reverse Mortgage

A reverse mortgage is loan that enables senior home owners to convert part of the equity in their home into cash with no repayment requirement until home sold.

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Tax Deductible Mortgage

Learn about the Smith Manoeuvre, a technique or option to make your mortgage tax deductible and create access to incremental funds for investment (or any) purposes.

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Home Equity Line of Credit

A flexible line of credit that can be used to purchase a home, or to borrow funds whenever needed for another purpose.

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Paying Off Your Mortgage Faster

You have choices that can help you pay off your mortgage faster and save a lot of money in interest charges.

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